Liability Protection for Your Recreational Watercraft

Investing in appropriate liability protection for your recreational boat is a wise move. Here, we look at some instances where liability insurance coverage will benefit a boat owner. For further assistance with tailored boat insurance policies, please get in touch with one of our Infinity Insurance Group agents.

Injuries Onboard

When people join you onboard your boat, there is always a risk of potential injuries, which could be impacted by the type of recreational activities undertaken. Such injuries might necessitate medical attention. A suitable liability insurance plan can provide you with financial respite in such situations. The coverage may reimburse medical bills you are obliged to handle resulting from injuries sustained by someone aboard your boat.

Watercraft Accidents

Navigating water bodies on your boat, you may encounter fellow boaters. The operation mode of your boat plays a significant role in whether or not you get embroiled in an accident.

Regardless of how safely you operate your boat, you risk getting caught in an accident caused by another boater. Here is where liability protection shields you. If an accident occurs and it is determined that you are at fault, the coverage will handle the costs you accrue. This safeguard ensures your legal compliance while you operate your recreational boat.

Issues During Transportation

If your plans involve towing your boat, adding liability protection to your insurance policy may be appropriate. The coverage extends protection against accidents occurring while you are towing your watercraft.

Modifying your Idaho Boat Insurance

Having gone through some key information about liability protection, if you feel the need to update your current boat insurance policy, our agents, serving the Post Falls, ID region, are ready to assist you. They can successfully incorporate the required liability protection into your prevailing policy.