What Types of Boats Require Insurance?

If you’ve just purchased a new boat, you’re probably very proud. Nothing can be more exciting, as well as relaxing than taking your boat out on the water to fish and participate in other activities. You might have some questions about which types of boats require insurance and more. Infinity Insurance Group in Post Falls, ID is happy to assist.

What Types of Boats Require Insurance?

In most states, including Post Falls ID, boat insurance is optional. This is true regardless of the type of boat. You don’t necessarily need boat insurance, but insuring your boat is always a good idea. You can never predict when an event might occur that damages your boat, requiring it to undergo repairs. You could also have passengers aboard who need medical attention after an incident has occurred that caused them to become injured. 

Do You Use Your Boat Frequently?

If you use your boat on a regular basis, it’s a good idea to insure it because the more you use it, the more likely it is to sustain some type of damage or become involved in an accident. Having insurance can prevent you from needing to pay out of pocket for repairs or the medical bills of injured individuals. So, you really should consider boat insurance if you use your boat frequently. 

Consult With Us

As you can see, boat insurance isn’t required in Idaho, so if you live in Post Falls, ID and you’re in need of a new insurance company, you should consider Infinity Insurance Group. We pride ourselves on providing the absolute best customer service as well as coverage. Give us a call today, so we can provide you with a quote and answer any questions that you may have before getting your policy started.